What's Right For Me?
Purchasing a home?
You can research a good deal of information here at our site, but ultimately you should call us after you begin to have an understanding of the choices and options that are available to you. Making the right choice can mean building equity faster in your home, improved cash flow, if that's what you choose. Not everyone needs a 30 year fixed rate. In fact, you may be better off with an ARM loan where the rate and subsequent payments will be lower yielding monthly savings to you.
All ARM loans have 2 & 6 interest rate caps and are tied to the 1 year Treasury Security. We can do any term that fits your budget and financial plan. For example, we can do a 27, 25, 23, 22, 19, 18, 16, basically any term between 30 & 10.
What product is right for me?
30 Year Fixed Rate 10/1 ARM
25 Year Fixed Rate 7/1 ARM
20 Year Fixed Rate 5/1 ARM
15 Year Fixed Rate 3/1 ARM
Refinancing your home?
Some of the same choices available for purchasing a home may be considered when you refinance. Questions like how long do I plan to be in this home? Will my employment be a factor in where I live? Will future education afford me an opportunity to relocate?
