Mortgage Interest Rates for Purchasing or Refinancing your Home on December 18, 2013
30 Yr Fixed Rate
4.500% APR 4.526%
20 Yr Fixed Rate
4.375% APR 4.410%
15 Yr Fixed Rate
3.500% APR 3.544%
10 Yr Fixed Rate
3.250% APR 3.314%
ARM LOAN RATES
5/1 ARM 2.375% .25 points APR 2.746%
7/1 ARM 2.750% .25 points APR 2.861%
10/1 ARM 3.000% .25 points APR 2.994%
Maximum Loan Amount $417,000. The rates above are for owner occupied, single family residences. Condominiums are subject to receipt of specific information about the project, such as investor ownership percentages, budget adequacy, etc. Condominium rates with Loan to Values above 75% will generally have an interest rate a ¼ point higher than those stated on our rate sheet.
Credit scores and loan to value have an impact on the rate available to any given borrower.
Your credit score, loan to value and purpose of loan (cash out/rate term refinance) are all important factors in determining your final interest rate.
Rates are subject to change without notice based on daily market conditions.
JUMBO LOAN RATES (minimum downpayment of 20% is required)
5/1 ARM 3.000% APR 2.925%
7/1 ARM 3.375% APR 3.113%
10/1 ARM 3.625% APR 3.342%
Loan Amounts $417,001 - $1,000,000. (Call for quotes on Loan Amounts $1,000,001 - $3,000,000). The Jumbo Loan rates above are for owner occupied, single family residences. Condominiums are subject to receipt of specific information about the project, such as investor ownership percentages, budget adequacy, etc. Condominium rates with Loan to Values above 75% will generally have an interest rate a ¼ point higher than those stated on our rate sheet.
Credit scores and loan to value have an impact on the rate available to any given borrower.
Your credit score, loan to value and purpose of loan (cash out/rate term refinance) are all important factors in determining your final interest rate.
Rates are subject to change without notice based on daily market conditions.
