Acadia Mortgage, LLC

Best Interest Rates for Bucks, Montgomery, Phila, Delaware and Chester Counties

Interest Rates for June 28, 2011

30 Yr Fixed Rate

4.625 %    APR 4.655%

20 Yr Fixed Rate

4.50%   APR 4.5299%

15 Yr Fixed Rate

3.875%  APR 3.905%

ARM RATES

5/1 ARM  3.375%   APR  3.50%

7/1 ARM 3.625%      APR   3.75%

10/1 ARM 4.25%   APR   4.25%

Maximum Loan Amount $417,000. The rates above are for owner occupied, single family residences. Condominiums are subject to receipt of  specific information about the project, such as investor ownership percentages, budget adequacy, etc.

Credit scores and loan to value have an impact on the rate available to any given borrower.

Your credit score, loan to value and purpose of loan ( cash out/rate term refinance ) are all important factors in determining your final interest rate.

Rates are subject to change without notice based on daily market conditions.

Mortgage Credit Scores

Fannie Mae & Freddie Mac have recently announced parameters and implemented "risk based pricing" that will impact/affect the interest rate that a consumer will receive based on their credit score.

Consumers/borrowers wil only be affected when the loan they choose is sold to the agencies, FNMA & FHLMC. Typically 30 year fixed rates and a variety of ARM loans could fall into this category.